Terms and Conditions for Chatbot Service (Terms of Service)

PLEASE READ THIS CAREFULLY BECAUSE IT SETS OUT THE TERMS OF A LEGALLY BINDING AGREEMENT BETWEEN YOU (THE “CLIENT”, “YOU”, OR “YOUR”) AND NEWBIESMONEY.COM (THE “COMPANY”, “WE” OR “US”), THE OWNER AND OPERATOR OF NEWBIESMONEY.COM, WHOSE OFFICE IS LOCATED AT BALLALESHWAR RESIDENCY, GANDHRE, TAL-WADA, DIST- PALGHAR, MH 421303, INDIA.

THIS PAGES SETS OUT THE TERMS & CONDITIONS (THE “TERMS”) ON WHICH YOU MAY USE THE NEWBIESMONEY.COM WEBSITE AND THE CONTENT/SERVICES AVAILABLE THROUGH IT (COLLECTIVELY, THE “SERVICES”).

1. Acceptance of Terms

By accessing or using our chatbot, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these terms, please do not use the Service.

2. Description of Service

Our chatbot provides automated assistance for customer support, general inquiries, service requests, or other informational purposes. It may use artificial intelligence and machine learning to deliver responses.

3. Eligibility

You must be at least 18 years old or have the consent of a parent or legal guardian to use this Service. By using it, you confirm that you meet this requirement.

4. User Responsibilities

* Do not use the chatbot for unlawful, harmful, abusive, or offensive purposes.

* Do not attempt to gain unauthorized access to our systems or disrupt the Service.

* Do not provide sensitive personal information (e.g., bank details, passwords, Aadhaar numbers) through the chatbot.

5. Accuracy and Limitations

* The chatbot may offer useful information, but it does not guarantee 100% accuracy.

* The Service is not a substitute for professional advice (medical, legal, financial, etc.)

* NEWBIESMONEY (WEBSITE) is not liable for decisions made based on chatbot responses.

6. Data Collection and Privacy

* Conversations with the chatbot may be recorded and stored for quality control, training, or analytics purposes.

* By using the chatbot, you consent to the collection and use of your data as outlined in our Privacy Policy.

* We follow data protection laws and RBI guidelines where applicable.

7. Modifications to Service

We reserve the right to modify, suspend, or discontinue the chatbot or these Terms at any time without prior notice. Continued use after any changes indicates your acceptance of the updated terms.

8. Termination of Access

We reserve the right to block or terminate access to the chatbot for any user who violates these Terms or engages in harmful or abusive behavior.

9. Limitation of Liability

To the maximum extent permitted by law, "NEWBIES MONEY" shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the chatbot service.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in PALGHAR, MAHARASHTRA.

11. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

* Email: support @ newbiesmoney.com

CHANGES TO THE POLICY

THE COMPANY RESERVES THE RIGHT AMEND THE POLICY. PLEASE CHECK BACK REGULARLY TO SEE UPDATES TO THE POLICY. YOUR CONTINUED USE OF THE WEBSITE AND SERVICES FOLLOWING UPDATES TO THE POLICY INDICATES YOUR ACCEPTANCE OF SUCH UPDATES.